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Tag: car insurance in Victoria

5 Demographic Factors That Affect Car Insurance Rates

By Robert Changer
|
March 3, 2020
| No Comments
| Finance

When you are investing in a car insurance policy, it may be tempting to reduce your rate by selecting lower coverage or by increasing your deductibles. These are, obviously, the two most evident factors that affect the cost of your auto insurance.

However, the overall insurance rate is also affected by many other factors that are not usually known to the general public. But don’t stress! We are here to tell you about the five basic physical factors that contribute to the determination of your car insurance rates. Knowing what affects your premium rate can enable you to make a more informed decision while purchasing car insurance.


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1.      Age and gender

The age and gender of the driver influence the premium cost a lot. Young men usually incur a higher rate than young women as it is established that male teenagers have more accidents as compared to female … Read the rest

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Posted in Finance Tagged car insurance in Victoria

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